Overview

A complete framework for Open Finance

Easily embed banking and payment services into your apps. Powens is a complete framework that helps you build the financial services experiences that your customers love.

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Deeper data & instant payments
for richer apps

Embed PSD2 account data & payments, and push further with Open Finance.

Transactions and balances from personal & business accounts.

Trading platforms and crypto wallets.

Savings, investment, insurance, loans and corporate benefits accounts.

Invoice reconciliation and document aggregation.

Bank

Access PSD2 payment accounts and transactions to create instant banking experiences.

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Wealth

Supercharge your apps with data beyond PSD2: access loans, savings, investments, and crypto portfolios.

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Pay

Embed PSD2 A2A payments in your apps and business processes.

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Trust

Automate the collection of invoice, tax & payroll data to power-up accounting and lending processes.

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Check

Instantly verify account ownership with bank identity data directly from the financial institution.

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Advisory

The only way to make credit decisions with confidence.

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Offload the complexity of composing financial services and payment experiences

Enable fast, agile financial innovation with Powens' easy-to-use, all-inclusive API.

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PSD2 license included

Piggyback our regulatory license passported across 30 countries. Or we can handle the formalities of operating your certificate.

Outstanding developer experience

No need to understand the regulation or to code admin features.
Powens comes with straightforward docs, built-in monitoring and fine-grained access rights.

1800+ institutions, one single data model

We normalize, clean and enrich the data provided by more than 1800 different institutions in Europe – so you don’t have to.

Operate with peace of mind

Monitor the status and quality of your operation’s service from a single console. To ensure reliable and consistent service, Powens’ banking API connections are actively managed and regularly tested. We also provide on-call support around the clock.

Always by your side

With years of experience and expertise in Open Finance, Powens knows what works. From day one, we’ll be your technology partner and work side-by-side with you to create the best embedded finance experiences for your apps.

Our fully serviced approach gives you access to:

Open Finance

and PSD2 strategic advisory service

Use case selection

and implementation assistance

Compliance

UX, and integration workshops

Support and customer

success service

Fast integration

native technology

Technology and business

partner ecosystem

We power diverse use cases for a digitally connected Open Finance ecosystem

Cashback and rewards

Incentives that boost business. Allow customers to earn rewards, loyalty points or cashback based on their spending.

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Credit, BNPL & financing

Build faster, more efficient credit experiences Provide fairer, faster, and more innovative credit, payment facilities, and financing solutions for businesses and consumers.

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Savings-Coach

Allow customers to track their financial goals and take control of their personal finances.

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Discover our success stories

A trusted third-party provider

Powens is an authorized payment institution. Our account aggregation and payment initiation license under PSD2 is passported across 30 countries in Europe, the EEA, and the UK.

bank-grade security

End-to-end encryption

Regular security test & audits.

Dedicated deployment options.

Talk to an expert

Contact

Explore our developer resources, including a test environment

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