Europe’s top cashback apps use Powens’ bank connectivity and payment capabilities to deliver superior loyalty services: real-time, omnichannel and instantly transferred.
Be sure to deliver rewards automatically: Powens syncs the user’s bank account up to 4 times a day so our customers can build hooking experiences.
Ensure a coherent loyalty experience everywhere. Our transactions enrichment features provide detailed, standardized merchant labeling for each purchase. We sync Paypal wallets, too.
Use our API-based payment account with Instant Transfers to pay-out rewards right when users request it. Funds reach the users’ account in 10 seconds.
With more than 1800 banks connected across Europe, Powens lets you reach massive market, easily.
Using webhooks (notification) system and Instant Transfers, rewards are calculated in real-time and can be transferred instantly.
Unlike other data sources, bank accounts give you a clear and detailed picture of the user’s segment and habits.
“Powens’ banking aggregation technology is the key to our application system. It is the core of the product.”
Jérémie Letonnelier Operations Manager
Powens powers the industry’s most successful innovators, including Joko, Macadam, Paylead and more
With 1 API for 1800+ banks, integrate once and start rolling out on multiple geographies.
Customers report that Powens achieves better conversion rates than competitors reviewed on similar conditions
Powens syncs users’ bank accounts to provide clean, real-time shopping data directly from bank transactions. This includes both online and offline purchases, with standardised merchant labelling via categorisation. Rewards can be calculated in real time and transferred instantly to users’ bank accounts using Instant Transfers.
Powens syncs bank accounts up to 4 times a day, providing fresh payment data for real-time reward calculations. The Categorisation & Merchant Tagging add-on provides detailed, standardised merchant labelling for each purchase — covering both online and physical transactions, including PayPal wallets.
Using Powens’ webhook notification system and Instant Transfers, rewards are calculated in real-time and can be transferred directly to users’ bank accounts. Funds reach users in 10 seconds, creating a compelling and immediate reward experience.
With 1,800+ banks connected across Europe, Powens lets cashback programs reach 250M+ consumers. Top cashback customers have more than 2M connected users. Powens powers Europe’s leading cashback apps including Joko, Macadam and Paylead.
The solution combines Transactions (for bank account data), Categorisation & Merchant Tagging (for clean merchant identification), Accounts & Virtual IBANs (for payment operations), and SEPA Instant Transfers (for instant reward payouts).
Powens customers report better conversion rates than competitors reviewed under similar conditions. The connection widget achieves up to 80% completion rate. With 2M+ million daily Open Banking users on leading cashback platforms, Powens is optimised for high-scale consumer adoption.