Let your customers securely sync their bank account with Powens and access PSD2-compliant transaction data with up to 24 months history.
Powens connects to checking & card accounts from 1,800 banks across Europe.
One API with a single model and data format – with rich information on balance and payments
Transactions history is minimum 3 months, up to 24 months. Connection can be kept live for 6 months, with daily refresh.
Ready-to-use widgets for bank selection and authentication. Data deduplication. Admin dashboards.
Let users connect their accounts and get instantly accurate affordability analysis. Increase approvals & slash defaults.
Increased loan acceptance by 4x while reducing defaults by 8-10%
Drive users’ savings & investment goals forward with 360° financial tracking that refreshes automatically.
Syncs bank accounts from 600,000 users to automate investment insights
Sync shoppers’ bank accounts and deliver hyper-personalized cashback experiences easily.
Scaled to 2 million daily open banking users
Offer customers 360° financial management. Drive engagement and boost deposits by leveraging strategic data.
Makes mobile banking a 360° view of customers’ finance.
Streamline property operations and finance management with bank account synchronization.
Offers bank account sync to 11,000+ property managers
Prompt the Powens connection
The user logs in with their bank and consents to account access
Our API sends you the data and widget to your user updates it periodically
“We have gone around the market, and Powens is the only player on the market to offer 300+ institutions and platforms for investment aggregation.”
Our average connection success rate is >98% on Tier A banks and we commit to a minimum of 95%. Our connection widget provides up to 80% completion rate.
Customers record that we have~2x less connectivity outages than competitors running in parallel. Our enterprise customer service is also praised for its responsiveness and expertise.
With almost 3M active users and 5M bank accounts connections live today (2026), we support the most demanding customers, from global banks (security, service) to high-growth unicorns (scalability).
Transactions gives you PSD2-compliant access to consumer bank account transaction data from 1,800+ banks across Europe. It provides clean, standardised transaction data with a minimum of 3 months history (up to 24 months), daily refresh (up to 4 a day), and data deduplication — all through a single API.
The flow has three steps: first, you prompt the Powens connection widget to your user; second, the user selects their bank, logs in and consents to account access; third, the Powens API sends you the data and updates it periodically with daily refresh for up to 6 months.
Powens’ average connection success rate is >98% on Tier A banks, with a committed minimum of 95%. The connection widget provides up to 80% completion rate. Powens reports approximately 2x fewer connectivity outages than competitors running in parallel.
Key use cases include lending and leasing for instant affordability analysis, cashback and rewards programs for real-time spending data, retail banking aggregation for 360° financial view, and property management for tenant income verification.
Powens syncs 5M+ bank accounts daily and processes 200M+ transactions monthly. The platform has almost 3M active users and supports demanding customers from global banks (for security and enterprise service) to high-growth unicorns (for scalability).
Yes. Powens is a PSD2-licensed payment institution, authorised to access account data through PSD2 APIs. User consent is managed through Powens’ connection widget (Webview), and connections require renewal of consent every 180 days as mandated by PSD2.