Wealth Management

Grow AUM with seamless digital wealth experiences.

Powens empowers global asset managers and wealth fintechs to build better financial insights and investments experiences by allowing users to sync all their assets and top-up trading accounts instantly.

  • 5M+Bank accounts connected and refreshed daily
  • 250 Bn€+ Total portfolio value synced and refreshed daily
  • 200+Banks & investment platforms connected across Europe
Solution

Real-time data connectivity and payments 
to unlock AUM growth

No more hours of manual imports and data entry. Let customers connect their entire portfolio and receive up-to-date asset data instantly.

Robust investment analytics and advice start with a 360° view on customers’ holdings. Automatic daily updates of portfolios make advisory automation possible.

Allow customers to program regular contributions easily with Pay-by-bank. No transaction fees.

Benefits

Where digital wealth UX becomes capital

  • Elevate the investment experience

    Instant connectivity and portfolio analysis hook users right after the first login, and set you appart.

  • Become pro-active

    With up to daily portfolio refreshes, you won’t miss updates to users’ investment decisions – nor an opportunity to start a conversation.

  • Facilitate contributions

    Leverage insights on your customers’ income and prepare investment proposals that just need a “buy now” tap to grow your AUM.

How it works

From simple portfolio tracking to better investments

“Users are much more willing to bring their assets and investments into the app when they can find their financial institution quickly. Powens’ extensive coverage of financial services providers and simplified onboarding flow has allowed us to build this trust”

Tom Van HelleputteVP Product eToro
75Bn€Assets tracked
Use Cases

Boost UX at every step of the user journey

  • Onboarding

    When users sync their bank account and assets, platforms can instantly evaluate their investor profile and customize the user experience accordingly.
    With Open Finance, data retrieval is instant. Online wealth apps can deliver their value proposition right after sign-up, providing an instant UX hook.
    Regulated investment platforms need to perform rigorous identity and document checks. We partner with industry leaders Mitek and Dow Jones to provide a seamless KYC experience coupled with Open Banking.
  • Assets tracking

    Powens aggregates total portfolio value and provides asset-level valuations with detailed data (ISIN, quantity, unit price…).
    Powens connectivity automatically refreshes asset data daily - and up to 4 times per day for some institutions.
    Powens covers all asset classes: stocks, ETFs, bonds, derivatives, alternatives, pension and retirement funds, life insurance, crypto, private equity, real estate…
  • Insights

    Access to historical transactions (trades, withdrawals, fees) allows to compute gross and net capital gains and losses.
    Inform users on the total amount of fees they pay by analyzing past transactions on cash pockets.
    When users connect their accounts and loans, wealth platforms can assess the debt leverage available to investors
  • Fraud & payments

    Use Bank ID Check to ensure your pay-outs will reach the right person.
    Accept Card (via PayNoPain) and Pay-by-bank top-ups to facilitate account funding.
    Powens provides recurring Pay-by-bank to allow for recurring account funding.
Why Powens

Powens is the #1 choice for wealth & investment apps

  • +250 Bn€ synced

    We connect and refresh assets of more than 2,5 M individuals across Europe, for a total asset value of more than 250 Bn€.

  • Investments and current accounts

    Powens is the only provider that offers connectivity to both normal checking accounts and investment accounts – with a single API.

  • Fintechs and investment giants

    Our 300+ customers include both high-growth startups and global asset managers and pension funds like BNP or Natixis.

Book a meeting with a bank expert

Let’s build the future of Open Finance together

Interested in becoming a partner? Contact us and our team will get in touch with you.

Powens enables instant portfolio connectivity, automated daily updates, and seamless investment top-ups. Users can connect their entire portfolio from 200+ European banks and global investment platforms in one flow, receiving up-to-date asset data instantly — eliminating hours of manual imports and data entry.

By providing daily portfolio refreshes, wealth managers can proactively identify investment opportunities and start conversations. 360° views on customers’ holdings enable advisory automation, and seamless Pay-by-Bank top-ups facilitate contributions — all helping to grow Assets Under Management.

The solution combines Transactions (for income and spending data), Wealth & Loans (for savings and investment portfolio data), Pay by Bank (for investment top-ups), and Categorisation & Merchant Tagging (for spend analysis and financial profiling).

Powens tracks over 250 Bn€ in total synced assets across 2.5M+ individuals in Europe. Customers include high-growth fintechs as well as global asset managers and pension funds like BNP and Natixis. One customer reached 400M€ Assets Under Management helped by Pay-by-Bank top-ups.

Powens is the only provider that offers connectivity to both normal checking accounts and investment accounts through a single API. This unique combination allows wealth managers to see the full picture — spending patterns alongside portfolio performance — to deliver better financial advice.

Powens aggregates data from retail banks, pension funds, crypto trading platforms, life insurance, trading accounts and more. Portfolio details include asset-level information with buy/sell/fee transactions, compositions and daily-updated valuations.

Frequently Asked Questions