Transfer funds 24/7 with <10s settlement across the SEPA area. Elevate customer experience and payment operations with a clear API that makes automation hassle-free.
Your customers shouldn’t wait for days before they receive funds. Powens’ instant transfers reach beneficiary accounts in <10 sec.
Legacy bank systems turn off on nights and week-ends. Not Powens: pay-outs are triggered and cleared 24/7/365.
Our API-first platform lets you automate key operations from IBAN issuance to bulk transfers.
From IT security to KYC and anti-money laundering procedures, our services are licensed and controlled by European regulators.
Deliver instant credit experiences, increase loan acceptance while reducing arrears and defaults.
Transfers funds automatically on loan approval, with 10s settlement.
Save customers days of backoffice work by automating rent scoring & collection, property expense payments and accounting.
Achieved 15x growth in one year by automating rent payments.
Embed business accounts in SME finance software to automate collections and supplier payments.
Get paid and move money your way with a complete suite of pay-in and pay-out options linked to unlimited IBAN accounts.
Offers cost-effective wallet top-up to 45M customers
Online onboarding. Liveness ID checks, account setup
Issue accounts with IBANs Physical or Virtual. Via Admin dashboard or API
Start collecting pay-in and sending pay-outs. Use Powens embedded methods or third-party providers.
“Previously, it took 24-48h for the borrower to receive the funds, now it takes less than 5 minutes. And we’re sure the funds go to the right person”.
Powens is a renowned expert for automating mission-critical payment operations, especially for lending, accounting, utility payments and international transfers. We process more than 2,4Bn€ payments a year.
Our API-first solutions are flexible enough to cover multiple use cases requiring fast account management and instant pay-in and pay-out operations – whether for you or your customers.
From BNP to Cofidis and Agicap: more than 300 customers including global banks, online lenders and business SaaS, rely on Powens for automating payments and connectivity.
Powens Instant Transfers enable SEPA instant pay-outs that settle in under 10 seconds, available 24/7/365 across the entire SEPA area. They are designed for automating time-sensitive payment operations where speed matters — such as loan disbursements, supplier payments or cashback rewards.
Funds reach the beneficiary account in under 10 seconds. Unlike traditional bank systems that shut down on nights and weekends, Powens Instant Transfers are available 24 hours a day, 7 days a week, 365 days a year.
Yes. Powens’ API-first platform lets you automate key operations from IBAN issuance to bulk transfers. You can programmatically trigger individual or batch instant transfers, making it suitable for high-volume payment operations like payroll, loan disbursements or supplier payments.
Powens processes 450,000+ monthly instant pay-outs, contributing to a total payment volume of 2.5 Bn€ in 2025, across 16,000+ IBAN accounts issued.
Powens’ services are licensed and controlled by European regulators. From IT security to KYC and anti-money laundering procedures, all transfers comply with EU banking regulations. Powens’ bank connectivity can also add an extra layer of security and fraud prevention.
Common use cases include lending (instant loan disbursement upon approval), property management (automated rent and expense payments), accounting (real-time supplier payments), cashback and rewards (instant reward payouts), and general payment automation (any scenario requiring fast, reliable fund transfers).