Sync bank accounts, accept bank payments and transfer funds automatically across the SEPA area with Powens’ API-first platform.
Sync your users’ bank accounts, savings, loans and investments from 1,800+ banks across Europe
Open IBAN accounts and start automating pay-ins & pay-outs. API-first, instant, and available 24/7.
Protect your operations at scale with real-time bank identity checks.
Deliver instant credit experiences and increase loan acceptance while reducing arrears and defaults.
Increased loan acceptance by 4x while reducing defaults by 8-10%
Drive users’ savings & investment goals forward with 360° financial tracking that refreshes automatically.
Syncs bank accounts from 600,000 users to automate investment insights
Sync shoppers’ bank accounts and deliver hyper-personalized cashback experiences easily.
Scaled to 2 million daily Open Banking users
Provide instant bank connectivity across Europe with Open Banking and automate supplier payments with Instant Transfers.
Offers unified instant bank connectivity to 600k European SMEs
Save customers days of backoffice work by automating rent scoring & collection, property expense payments and accounting.
Achieved 15x growth by automating rent payments and bank connection.
Offer customers 360° financial management. Drive engagement and boost deposits by leveraging strategic data.
Makes mobile banking a 360° view of customers’ finance.
Get paid and move money your way with a complete suite of pay-in and pay-out solutions
Offers cost-effective wallet top-up to 45M customers
Try it now with our self-service sandbox. Integrate quickly with clear API docs with guides and SDKs. Customize connection widgets to your brand, and monitor confidently with our advanced admin and security features.
Unregulated customers rely on Powens’ PSD2 and EMI licences. Regulated customers can opt for white-label mode and use their own licence.
Powens’ security and compliance frameworks have been approved by regulators and global banks. They are independently tested and audited each year.
Powens’ privacy policies ensure a strict application of GDPR obligations – while our platform allows customers with specific policies to enforce them.
In addition to mutualized SaaS, our enteprise plans include dedicated sovereign hosting (France) and even hybrid on-premise.
Best-practice controls (covering people, processes, and technology) to protect the confidentiality, integrity, and availability of data.
For complex IT projects, our enterprise plans offer a dedicated account manager with priority assistance from our integration and technical support teams.
Powens is a European Open Finance and Embedded Payments platform. Through a single API, Powens connects to 1,800+ banks across 12+ EU countries, enabling businesses to sync financial data, accept bank payments and transfer funds automatically across the SEPA area.
Powens provides three main categories of products: Financial Data Aggregation (syncing bank accounts, transactions, savings, loans and investments), Accounts & Payments (opening payment accounts, issuing IBANs, instant transfers, direct debits and pay-by-bank), and Identity & Fraud Verification (real-time bank identity checks).
Yes. Powens SAS is a french Payment Institution and Unnax Regulatory Services EDE SLU is a spanish Electronic Money Institution (EMI), regulated and audited by French and Spanish banking supervisors. Unregulated customers can rely on Powens SAS’ licences, while regulated customers can use their own licence in white-label mode.
Powens serves lending & leasing, cashback & rewards, wealth management, accounting / invoicing, property management, retail banking and payments. Its platform is used by 300+ customers including global banks like BNP Paribas and Societe Generale, online lenders, and business SaaS companies.
You can create a free self-service sandbox account to start testing immediately. Powens provides clear API documentation, integration guides, SDKs, customizable connection widgets, and an admin console for monitoring. If you prefer a guided approach or want to discuss your project, you can book a meeting with a Powens expert.
Powens connects to 1,800+ banks across 12 countries, syncs 5M+ bank accounts daily, has processed 2.5 Bn€ in total payment volume (2025), and has issued 16,000+ IBAN accounts. The platform maintains 99.9% historical API availability and a >98% connection success rate on Tier A banks.