Powens’ Open Finance platform empowers leading banks to deliver engaging digital experiences and gather exceptional customer insights that drive real banking revenue.
Connect & aggregate users’ other bank accounts, savings, loans and investments. 100% white-label.
Retrieve strategic data on customers’ external assets: institution, balance, monthly movements, fees, and more.
By delivering competitive financial advice with 360° savings & investments views.
Boost onboarding UX and facilitate account switch with Open Banking.
Provide accurate, centralized finance management and advice with budget features.
Collect personalized insights that elevate customer understanding and trigger next best actions for relationship managers.
“Powens’ renowned financial data aggregation know-how, its ability to upgrade the API to enable us to collect very specific data (…) really sealed the deal”
Includes dedicated sovereign SaaS and hybrid on-premise options.
Our platform allows banks to use their own PSD2 license, risk policy, EULAs and GDPR terms.
Chose 100% white label integration, or use our optimised widget for maximum conversion rates
We support group-level admin with entity-level projects, access rights and data partitioning.
We abide by your polices and perform yearly audits, pentests, and disaster recovery tests.
Many of us are bank alumni. We can handle large projects with multiple stakeholders.
Powens enables banks to offer their customers a 360° view of their finances within the bank’s own mobile app — including accounts, savings and investments held at other institutions. This increases customer engagement, attracts deposits, and provides strategic data on customers’ external financial activities.
Banks can increase retention and satisfaction through accurate centralised finance management, attract more customers and deposits by improving onboarding UX and facilitating account switching, and boost net banking income (NBI) by collecting personalised insights that enable targeted next-best-actions for relationship managers.
The solution combines Transactions (for external account data), Wealth & Loans (for external savings, investments and loans), and Categorisation & Merchant Tagging (for spend analysis and customer profiling). As regulated entities, banks can choose 100% white-label integration or use Powens’ optimised widget.
Yes. Powens’ enterprise features include dedicated sovereign hosting (France), hybrid on-premise options, support for banks’ own PSD2 licences and GDPR terms, multi-entity domains with entity-level access rights and data partitioning, fully customisable UX, bank-grade IT security with yearly audits and pentests, and dedicated enterprise support from bank-alumni team members.
Powens’ customers include 10+ global banks such as BNP Paribas, Societe Generale and BPCE Group. Many of these institutions rely on Powens for both customer-facing aggregation features and internal data enrichment.
Banks can retrieve detailed data on customers’ external assets including institution names, balances, monthly movements and fees. This enables customer profiling, segment refinement, targeted campaigns, cross-selling opportunities, and data-driven advisory — turning fragmented financial data into deposits and revenue.