Powering automated, data-driven financial operations

We help organizations automate financial workflows, embed payments seamlessly, and turn real-time financial data into actionable decisions.

  • Our Vision

    Shaping a more transparent and inclusive financial world.

    We believe the future of finance is more efficient, transparent, equitable, and inclusive.

    When financial data is shared securely, payments are efficient, and financial services are accessible to everyone, businesses and consumers alike can make better decisions, access credit more easily, and grow with confidence.

  • Our Mission

    Making financial data and payments work seamlessly together.

    Our mission is to provide innovators with a reliable platform for financial data access and payment automation, so they can reduce complexity, boost efficiency, and move faster in highly regulated environments.

How we deliver

12+ years of mastering European and Latin American financial complexity, delivering clean, consented financial data with actionable insights across 1,800+ institutions.

Automated collections and disbursements throughout the SEPA zone. Designed to handle large transaction volumes, our solutions allow you to scale your operations without concerns about performance issues.

Licensed electronic money institution (EMI) and payment institution with a European passport, allowing you to easily embed financial services without the hassle of applying for your own license. We take care of all regulatory and security aspects for you.

*EMI licence via Unnax.

Products

A modular platform to orchestrate
and automate every financial workflow.

Financial Data Aggregation
Accounts & Payments
Identity & Fraud Verification

Sync your users’ bank accounts, savings, loans and investments from 1,800+ banks across Europe

  • icon transactions
    Transactions
    Access clean transaction data from 1,800+ banks across Europe - daily refreshed.
    More info
  • icon transactions house
    Business Transactions
    Offer instant bank reconciliation from 1,800+ banks and payment providers across Europe.
    More info
  • icon wealth loans
    Wealth & Loans
    A full picture of users’ finances.
Accessed instantly, updated daily.
    More info
  • icon money
    Business Wealth & Loans
    Connect SMEs debt & treasury investments to boost accounting & cashflow automation.
    More info

Open IBAN accounts and start automating pay-ins & pay-outs. 
API-first, instant, and available 24/7.

  • icon card
    Accounts & Virtual IBANs
    The backbone of your custom payment automation 
infrastructure.
    More info
  • icon euro
    Instant Transfers
    Instant SEPA pay-outs for instant experiences.
    More info
  • icon direct euro
    Direct Debit
    The easiest way to collect recurring payments, automatically.
    More info
  • icon paybybank
    Pay by bank
    A simpler and faster way to get paid with open banking payments.
    More info

Protect your operations at scale with real-time bank identity checks.

  • icon bank check
    Bank ID Check
    Protect your operations at scale with real-time bank identity checks.
    More info
  • icon check
    Valitic
    Single and batch ownership verification for Spanish IBANs.
    More info

Powens Group in Numbers

300+ Clients Across Europe and Latin America

+300
  • 14+ Years Expertise

    Europe’s leading Open Finance experts since 2012

  • 120+ Global Team Members

    Hubs in Paris, Barcelona, and Mexico City

  • 300+Clients

    Across Europe and Latin America

  • ISO 27001Certified

    Security-first: trusted by regulators

Our Journey

From disruptor to trusted partner.

We started by championing access to financial data. Today, we bring data and payments together into a single, trusted infrastructure. By prioritizing reliability, compliance, and scalability, we help businesses launch and grow financial services with less friction–and more confidence.

2012

Founded as Budget Insight,one of Europe’s first Open Banking pioneers, creating the first Open-Banking driven PFM app and quickly evolving from B2C to a B2B model.

2016

PSD2 regulation comes into effect, positioning us as a payment institution in France for PIS and AIS services, validated by Banque de France.

2019

Joined the Crédit Mutuel Arkéa group to accelerate development and European expansion.

2022

Raised €35 million from PSG Equity and rebranded as Powens, connecting to more than 1,800+ institutions across 11 Europe.

2024

Acquired Spanish EMI Unnax to form Powens Group, becoming the first of its kind to combine Open Finance and embedded payments in a single platform.

Our Investors

We’re backed by leading investors who believe in building long-term financial infrastructure. This support helps us grow with discipline, focus, and long-term impact in mind.

  • Arkea logo
  • Grupo Elektra logo