Wealth & Loans

A full picture of users’ finances.
Accessed instantly,
updated daily

In a single flow, let users connect all their loans, savings and investments – from 200+ top banks and investment platforms across Europe.

  • 5M+Bank accounts connected and refreshed daily
  • 250 Bn€+Total portfolio value synced and refreshed daily
  • 200+Banks & investment platforms across Europe

Better financial decisions
start with better financial data.

  • 200+ banks and investment platforms

    Instant connection to global investment & trading platforms and top banks in FR & ES.

  • Rich loan details

    Assess debt accurately with outstanding capital, interest rates, monthly repayments and more.

  • Comprehensive portfolios

    Easily build 360° investment views with asset-level details on trading accounts, life insurance and crypto.

  • Daily updates & transactions

    Portfolio and holdings are updated automatically, with transactions (sell, buy, fees…)

How it works

  • Step 01

    Prompt the Powens connection

  • Step 02

    The user logs in with its bank and consents to account access

  • Step 03

    Our API sends you the data and widget to your user updates it periodically

“The objective is to ensure that our users can save (…). Powens is a trusted Open Banking partner, and we are delighted to work with them. Given their expertise in Open Banking as well as their ability to listen and support, I would say that it is really a solution of choice in the market”

Jérémy CorbetHead of Operations
Why Powens

Why Powens for wealth & loans aggregation?

  • 200 Investment platforms
    & banks

    From retail banks to pension funds and crypto trading platforms, Powens provides a large coverage of institutions across Europe.

  • 250 Bn€ tracked

    Powens currently syncs more than 250Bn€ worth of assets across Europe, with up to daily refresh on portfolio compositions and valuation.

  • Battle-tested security & scalability

    With almost 3M active users and 5M bank accounts connections live today (2026), we support the most demanding customers, from global banks (security, service) to high-growth unicorns (scalability).

Book a meeting with a bank expert

Let’s build the future of Open Finance together

Interested in becoming a partner? Contact us and our team will get in touch with you.

Wealth & Loans lets users connect all their personal savings, investments and loans from 200+ top banks and investment platforms across Europe in a single flow. It provides a full, continuously updated picture of users’ personal financial portfolios including asset-level details on trading accounts, life insurance, crypto, and detailed loan information.

Wealth & Loans provides comprehensive portfolio data including asset-level details on trading accounts, life insurance, crypto and other investments. Portfolio compositions and valuations are updated automatically (up to daily refresh), with transactions such as buy, sell and fee operations.

The product provides detailed loan data including outstanding capital, interest rates, monthly repayment amounts, and more. This helps businesses accurately assess users’ debt levels for lending decisions or financial advisory services.

Powens currently syncs more than 250 Bn€ worth of assets across Europe through 200+ banks and investment platforms, covering the portfolios of over 2.5 million individuals. This includes retail banks, pension funds, crypto trading platforms and investment platforms.

Primary use cases include wealth management (360° investment tracking for advisory automation), retail banking aggregation (centralising customers’ external assets and savings), and lending (assessing borrower debt levels and overall financial situation for credit decisions).

Transactions focuses on checking account data and payment flows (income and expenses). Wealth & Loans complements this by covering savings accounts, investment portfolios and loans — providing the complete financial picture. Both can be combined within a single integration for a full 360° view of a user’s finances.

Frequently Asked Questions