- ProductsCreate exceptional embedded finance and payment experiences with Powens.
- SolutionsLearn more about the use cases and business activities we serve.
- By use case
- By industry
- By company
- DevelopersInitiate payments, and aggregate all the financial data and documents you need from over 1800 institutions using a single API and unified development environment.
- About usWe’re building Europe’s number one Open Finance platform.
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Our Open Finance API connects to 1800+ financial institutions across Europe.
Our real-time transaction data is cleaned and standardized so you can be confident you’re working with relevant and timely data.
Simple integration. Quick onboarding
Go live in less than a day with our interactive integration guide and free real-life testing environment.
What’s in Bank?
Individual & business
Retrieve all user’s current accounts with superior balance & identification data.
- Instant snapshot of a user’s multiple current accounts with IBANs
- Rich balance attributes: historical, coming, available
- Point-in-time query to retrieve historical data
At least three months’ history of transaction data. Daily updates.
- Operation date, amount, currency, label and transaction type (card, transfer, deposit…)
- Deferred debit transactions
- Up to four data updates per day
How customers connect their accounts to your apps
We ensure all user accounts are easy to connect and always available.
Webview link URL https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb
Security & consent
We take your users by the hand by building trust and making sure they consent with confidence.
Users quickly find their bank: we highlight popular ones and provide a blazing-fast search experience.
App-to-app, web redirection, embedded: our API makes it easy to fine-tune the perfect authentication flow for each use case.
Users can select only the bank accounts they wish to share, making our consent flow fully GDPR-compliant.
After the user validated through the bank’s mobile app or SMS code, transactions and balances are instantly retrieved and the user is redirected to your app or website.
"The quality of Powens' technology and the ease of integration enables us to collect our customers' banking data much faster. We can now offer split payment options in less than one minute and achieve the highest acceptance rates on the market."
CEO - Alma
User-friendly configuration of your domains, client applications, webhooks, and connectors. Complete monitoring of connection statuses.
Create an account and let us guide you
Setup a free sandbox in just a few clicks and use the wizard to easily test our API with real-life scenarios.
Adapt the user flow to maximize success rates. Choose the capabilities and banks to activate.
Check bank sync usage and keep an eye on health status reports.
Visualize key metrics & trends to optimize your Open Finance experience (amounts, users, conversion rates...).
Uptime across Europe
Secure & PSD2 compliant