Categorize - Powens

CATEGORIZE

Efficient and accurate data categorization designed for financial services

Provide your users with a seamless, centralized, and data-driven financial experience. Elevate your app to become the ultimate destination for financial insights and services.

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New services for end users

Our advanced categorization algorithms enable the delivery of innovative and personalized financial services, catering to the unique needs of each end user.

Stronger customer engagement

Providing a centralized view and insights on spending patterns and financial habits boosts customer engagement and loyalty.

A go-to destination for financial insights and organized data in one place

Elevate your app’s status to become your customers’ ultimate financial command center.

Discover Categorize

Data collection and cleansing
Data transformation and classification
Analysis and interpretation

Classify raw banking data and access information that is easy to interpret.

95% accuracy above market on average
Trained with millions of movements and constantly evolving
115 Categories to classify bank statements
Ad-hoc filters filter according to your needs

How users connect their accounts to your apps.

We ensure all user accounts are easy to connect and always available.

Webview link URL

https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb

Webview link URL

https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb

Webview link URL

https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb

Webview link URL

https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb

Accounts
{
    "accounts": [
        {
            "id": 53185,
            "type": "checking",
            "name": "Current EUR",
            "balance": 1424.97,
            "last_update": "2022-07-28 11:55:41",
            "iban": "EX6713000000000300290004576",
            "bic": "CDTBFRBIXXX",
            "disabled": null,
            "currency": {
                "id": "EUR",
                "name": "Euro",
                "symbol": "€",
                "...": "..."
            },
          {
            "id": 53895,
            "type": "checking",
            "name": "Current USD",
            "balance": 1424.97,
            "last_update": "2022-07-28 11:55:41",
            "iban": "EX6713000000000300290007643",
            "bic": "CDTBFRBIXXX",
            "disabled": null,
            "currency": {
                "id": "USD",
                "name": "USD",
                "symbol": "€",
                "...": "..."
            },
            "id_connection": 50748,
            "id_user": 51595,
            "...": "..."
        },
       
        ...
    ]
}


Balances
{
    "balances": [
        {
            "min_date": "2022-08-01",
            "max_date": "2022-08-31",
            "transactions": [],
            "currencies": [
                {
                    "symbol": "€",
                    "id": "EUR",
                    "balance": 3657.20,
                    "expenses": -30.32,
                    "incomes": 0,
                    "remains": -30.32
                },
                {
                    "symbol": "$",
                    "id": "USD",
                    "balance": 1755.17,
                    "expenses": -16.41,
                    "incomes": 0,
                    "remains": -16.41
                }
            ],
            "expenses": -46.73,
            "incomes": 0,
            "remains": -46.73,
            "balance": 5551.91,
            "converted": true
        }
    ],
    "first_date": "2022-01-15",
    "last_date": "2022-08-02",
    "result_min_date": "2022-08-01",
    "result_max_date": "2022-08-31",
    "total": 4
}


Transactions
{
    "transactions": [
        {
            "id": 610780355,
            "application_date": "2022-07-28",
            "date": "2022-07-28",
            "value": 23.50,
            "original_wording": "CB DEBIT DIFFERE MACDONALD'S PARIS",
            "wording": "MACDONALD'S PARIS",
            "coming": false,
            "last_update": "2022-07-18 13:08:51",
            "id_account": 53181,
            "id_category": 59,
            "...": "..."
        },
        {
            "id": 610780353,
            "application_date": "2022-07-27",
            "date": "2022-07-18",
            "value": 189.90,
            "original_wording": "CB DEBIT IMMEDIAT APPLE INC",
            "wording": "APPLE INC",
            "coming": false,
            "last_update": "2022-07-19 02:15:32",
            "id_account": 53185,
            "id_category": 39,
            "...": "...",
        },
        ...
    ],
    "first_date": "2022-05-04",
    "last_date": "2022-07-18"
}

We take your users by the hand by building trust and making sure they give their consent with confidence.

Users quickly find the right institution: we highlight popular ones and provide a blazing-fast search experience.

Users can securely enter their login & password directly into Powens webview without the need for redirection.

Users can select just the bank accounts they wish to share, making our consent flow fully GDPR-compliant.

The user is redirected to your app or website, and transactions, balances, and detailed portfolios are instantly retrieved.

Powens console

User-friendly configuration of your domains, client applications, webhooks, and connectors. Complete monitoring of connection statuses.

Create an account and let us guide you

Setup a free sandbox in just a few clicks and use the wizard to easily test our API with real-life scenarios.

Configure

Adapt the user flow to maximize success rates. Choose the capabilities and banks to activate.

Monitor

Check bank sync usage and keep an eye on health status reports.

Analyze

Visualize key metrics & trends to optimize your Open Finance experience (amounts, users, conversion rates...).

Create an account

2012

Expertise

260+

Clients

7M+

End-users

1.2B+

API Calls

1.3B+

Payments

Daily banking services

Boost consumer engagement.

Learn more

Credit & financing

Facilitate real-time credit decisions.

Learn more

Ready to simplify your data categorization process?

Contact

Explore our developer resources, including a test environment

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