- ProductsCreate exceptional embedded finance and payment experiences with Powens.
- BankInstant access to clean, standard bank account data.
- PayMove money instantly and accept payments freely.
- WealthUnique data for unique savings & wealth management apps.
- TrustFully-compliant customer verification and onboarding
- CheckBank identity checks, automated.
- AdvisoryReal-time revenue-checking solution
- SolutionsLearn more about the use cases and business activities we serve.
- By use case
- By industry
- By company
- DevelopersInitiate payments, and aggregate all the financial data and documents you need from over 1800 institutions using a single API and unified development environment.
- About usWe’re building Europe’s number one Open Finance platform.
- FREE TRIAL
Faster “time to yes”
Capture all data at once to reduce application processing time.
Full financial profile
Get access to comprehensive financial health metrics instantly.
Go live with data categorization capabilities in less than a day.
What’s in Advisory?
Accelerate credit decision-making.
Instantly build accurate financial profiles for individuals and businesses
- Generate more revenue:
Having a comprehensive view of a customer’s financial situation increases credit approval rates, which translates into revenue growth.
- Improve credit scoring:
Accessing up-to-date, categorized transactional data leads to better credit decisions and frees up resources to focus on growing your business.
- Reduce risk and fraud:
Not only does access to quality data improve your credit scoring models, but it can help you assess risk and minimize the potential for fraud.
- Enhance the borrower experience:
Customers can prove creditworthiness quickly to reduce application processing time and accelerate “time to yes.”
How customers share their banking data with you
Advisory simplifies and streamlines customer onboarding
Webview link URL https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb
Security & consent
Our priority is to build trust with customers to ensure they consent with confidence.
Customers can quickly find their bank with our blazing-fast search experience.
Our powerful API makes it easy to create the perfect authentication flow across multiple use cases: app-to-app, web redirect, and embedded user experiences.
Customers can choose exactly which bank accounts they’d like to share, making our consent flow fully GDPR-compliant.
Once customers are authenticated via a bank’s mobile app or two-factor authentication with an SMS code, transaction data and balances can be retrieved instantly.
Download our Product Deck
Eager to learn more about Open Banking with superpowers? To discover the innovative use cases it fuels?
User-friendly configuration of your domains, client applications, webhooks, and connectors. Complete monitoring of connection statuses.
Create an account and let us guide you
Setup a free sandbox in just a few clicks and use the wizard to easily test our API with real-life scenarios.
Adapt the user flow to maximize success rates. Choose the capabilities and banks to activate.
Check bank sync usage and keep an eye on health status reports.
Visualize key metrics & trends to optimize your Open Finance experience (amounts, users, conversion rates...).
Uptime across Europe
Secure & PSD2 compliant
Top use cases using Advisory