icon Advisory

The only way to make credit decisions with confidence

Advisory is a real-time revenue-checking solution empowering you to make better credit decisions with access to categorized transactional data.

Faster “time to yes”

Capture all data at once to reduce application processing time.

Full financial profile

Get access to comprehensive financial health metrics instantly.

Speedy integration

Go live with data categorization capabilities in less than a day.

What’s in Advisory?

Accelerate credit decision-making.

Instantly build accurate financial profiles for individuals and businesses

  • Generate more revenue:
    Having a comprehensive view of a customer’s financial situation increases credit approval rates, which translates into revenue growth.
  • Improve credit scoring:
    Accessing up-to-date, categorized transactional data leads to better credit decisions and frees up resources to focus on growing your business.
  • Reduce risk and fraud:
    Not only does access to quality data improve your credit scoring models, but it can help you assess risk and minimize the potential for fraud.
  • Enhance the borrower experience:
    Customers can prove creditworthiness quickly to reduce application processing time and accelerate “time to yes.”

How customers share their banking data with you

Advisory simplifies and streamlines customer onboarding

Webview link URL

https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb
1

Security & consent

Our priority is to build trust with customers to ensure they consent with confidence.

2

Bank selection

Customers can quickly find their bank with our blazing-fast search experience.

3

Authentication

Our powerful API makes it easy to create the perfect authentication flow across multiple use cases: app-to-app, web redirect, and embedded user experiences.

4

Account selection

Customers can choose exactly which bank accounts they’d like to share, making our consent flow fully GDPR-compliant.

5

Connected!

Once customers are authenticated via a bank’s mobile app or two-factor authentication with an SMS code, transaction data and balances can be retrieved instantly.

Download our Product Deck

Eager to learn more about Open Banking with superpowers? To discover the innovative use cases it fuels?

Powens console

User-friendly configuration of your domains, client applications, webhooks, and connectors. Complete monitoring of connection statuses.

Create an account and let us guide you
Setup a free sandbox in just a few clicks and use the wizard to easily test our API with real-life scenarios.
Configure
Adapt the user flow to maximize success rates. Choose the capabilities and banks to activate.
Monitor
Check bank sync usage and keep an eye on health status reports.
Analyze
Visualize key metrics & trends to optimize your Open Finance experience (amounts, users, conversion rates...).

Why Powens?

1800+
Institutions
10bn+
Transactions processed
15bn+
Monthly refreshes
99.9%
Uptime across Europe
Safe
Secure & PSD2 compliant
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Talk to an expert

Explore our developer resources, including a test environment

This site is registered on wpml.org as a development site.