Payout Solutions

Effortlessly Manage Payments
from Your Accounting Software

Seize control of your payout flows, easily initiating payments directly from your accounting or financial software. Access local and SEPA payment rails while getting comprehensive oversight over your transactions.

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Automated payments

Issue fully automated payments 24/7 by integrating our API to your systems.

Bulk payments

Optimize your payouts by scheduling your payouts, whether one-offs or in batches.

Automatic reconciliation

Your payouts are automatically reconciled in real time, ensuring accurate and hassle-free accounting management.

Key Features

Efficient payout payments solutions for streamlined financial operations

Connect to SEPA Payment Rails
Explore our comprehensive SEPA payment solutions, including Core & B2B direct debit as well as instant and ordinary credit transfers, tailored to various industries for both single and recurring payouts.
Run payments with full control
Unlike Payment Initiation Service Providers (PISP), the backing of an Electronic Money Institution allows you to automate payments easily and transparently thanks to direct connection to the clearing house, eliminating intermediaries for smooth transaction handling.
Assurance of Fund Receipt with SEPA Credit Transfers
Receive certificates of receipt of funds with our SEPA credit transfers, providing assurance that your funds have reached their destination account, protecting you in legal claims and ensuring transaction defense.
Optimize payouts with branded debit cards
Elevate your payout strategy by issuing branded Visa debit cards, leveraging our robust financial infrastructure to establish your own neobank easily. Enjoy advanced features such as spending limits and contactless payment management, all backed by the Visa network for seamless operation.

Card Issuing

How it works

Our Payout solutions are managed via API, which can be integrated within just a few days:

[   {     "wallet_id": "28cd89ed-3ee8-4d91-924b-ce9a31169e1c",     "name": "My First Wallet",     "balance": {       "currency": "EUR",       "amount": 10000     },     "outstanding_incoming_balance": {       "currency": "EUR",       "amount": 10000     },     "outstanding_outgoing_balance": {       "currency": "EUR",       "amount": 10000     },     "description": "Description of my first wallet",     "status": "ACTIVE"   } ]

[   {     "wallet_id": "28cd89ed-3ee8-4d91-924b-ce9a31169e1c",     "name": "My First Wallet",     "balance": {       "currency": "EUR",       "amount": 10000     },     "outstanding_incoming_balance": {       "currency": "EUR",       "amount": 10000     },     "outstanding_outgoing_balance": {       "currency": "EUR",       "amount": 10000     },     "description": "Description of my first wallet",     "status": "ACTIVE"   } ]

[   {     "wallet_id": "28cd89ed-3ee8-4d91-924b-ce9a31169e1c",     "name": "My First Wallet",     "balance": {       "currency": "EUR",       "amount": 10000     },     "outstanding_incoming_balance": {       "currency": "EUR",       "amount": 10000     },     "outstanding_outgoing_balance": {       "currency": "EUR",       "amount": 10000     },     "description": "Description of my first wallet",     "status": "ACTIVE"   } ]

[   {     "wallet_id": "28cd89ed-3ee8-4d91-924b-ce9a31169e1c",     "name": "My First Wallet",     "balance": {       "currency": "EUR",       "amount": 10000     },     "outstanding_incoming_balance": {       "currency": "EUR",       "amount": 10000     },     "outstanding_outgoing_balance": {       "currency": "EUR",       "amount": 10000     },     "description": "Description of my first wallet",     "status": "ACTIVE"   } ]

We provide you with an IBAN account to make it easy for you to initiate payments

Integrate our payment API with your backoffice (ERP, CRM, TMS, etc.).

Start launching payments automatically from your system. Payment management becomes fast and efficient, allowing you to focus on your business.

Monitor in real time the status of your payments through fund receipt notifications and certificates, providing you with the confidence that your funds have reached their destination account.

"In addition to the high-performance technical solution, we have benefited from the responsiveness of the Powens teams. Technical integration was completed in a few months. This was a key issue for us because we wanted to be the first to incorporate payment initiation into a payment platform.”

Morgan Trévily

Head of Development Payment Solutions, Docaposte

Learn more

Powens’ console

User-friendly configuration of your domains, client applications, webhooks, and connectors. Complete monitoring of connection statuses.

Create an account and let us guide you

Setup a free sandbox in just a few clicks and use the wizard to easily test our API with real-life scenarios.

Configure

Adapt the user flow to maximize success rates. Choose the capabilities and banks to activate.

Monitor

Check bank sync usage and keep an eye on health status reports.

Analyze

Visualize key metrics & trends to optimize your Open Finance experience (amounts, users, conversion rates...).

2012

Expertise

260+

Clients

7M+

End-users

1.2B+

API Calls

1.3B+

Payments

IBAN and payment solutions are provided by Unnax Regulatory Services EDE, S.L. under its electronic money license (Bank of Spain registration code 6719).

Interested in learning more about our Payout solution?

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Explore our developer resources, including a test environment

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