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Credit & Finance
Streamline lending. Control risk.

Lend faster and more fairly
As credit and financial services become more specialised, they’re also becoming more competitive. Open Finance can help you lend faster, more fairly, and with less risk — so you can operate more efficiently, create new orms of embedded credit and finance, and gain a competitive advantage.


Key points

Improve credit scoring
Assess affordability, income, and assets based on real-time behavioural data from accounts and payments. Complement existing credit scoring and risk models.

Get documents & data at the source
Remove the friction of ID, resource verification, and KYC/B processes. It is not possible to tamper with documents or provide out-of-date versions.

Reduce time-to-yes
Improve the experience of loan approval. Capture business faster than the competition.

Simplify repayments
Simplify and reduce the cost of disbursements and repayments. Provide more flexibility and visibility while reducing delinquency.

Allow new forms of financing
Create new consumer and business services, such as buy-now-pay-later, credit-as-a-payment, or revenue-based financing.
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