Pay - Powens

Pay

Move money instantly

and accept payments freely

Pay brings immediate account-to-account payments flows to your website or app. Receive funds in under 2 minutes, enable larger amounts and forget about high fees and chargebacks. That’s payment with superpowers.

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Improved conversion rates

No card details or IBAN to enter manually, no expiry dates, much larger amount limits.

Fast, irrevocable transfers

The user validates the payment, the bank approves it, then funds are sent to the beneficiary in under 2 days (2 minutes with Instant Payments). No disputes, no chargebacks.

PSD2-compliant

Powens is a regulated PSD2 PISP payment provider. All user authentication and payment mechanisms are protected with bank-grade security.

Cost-efficient

Open Banking is the most cost-efficient online payment method. Powens doesn’t charge commission.

Find out more about Pay features

Generate immediate account-to-account payment links.

Build a single payment link for both SEPA Credit Transfers and SCT Inst in just two API calls.
Upon bank validation, funds are received in two days for SCT; several minutes for SCT Inst.
Get immediate, normalized payment statuses across all banks and geographies.

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The best alternative to card and SDD for subscriptions & top-ups.

Specify an amount, a frequency and an end-date, and our API will generate a payment link instantly.
Payer validation is collected once for all, and the first payment can follow immediately.
Instant validation and delivery, no card payment limits, no card expiration.

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Trigger multiple SEPA payments to multiple beneficiaries in one go.

Build a bulk payment link in a few API calls.
Only one payer validation is required for all payments.
The easiest way to automate corporate batch payments (payroll, invoices…).

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How customers connect their accounts to your apps

POST /payments
{
  "client_redirect_uri": "https://mycallback.com",
  "client_state": "{optionalClientState}",
  "instructions": [
    {
      "reference_id": "{myReference}",
      "label": "Test",
      "amount": 50.90,
      "currency": "EUR",
      "execution_date_type": "first_open_day",
      "beneficiary": {
        "scheme_name": "iban",
        "identification": "FR76XXXXXXXXXXXXXXX",
        "label": "ACME Corp.",
        "merchant_scheme_name": "siren",
        "merchant_identification": "012345678"
      }
    }
  ]
}

Webview link URL

https://walleto.biapi.pro/2.0//auth/webview/en/payment/connector?s=eyJjbGllbnRJZCde

Webview link URL

https://walleto.biapi.pro/2.0//auth/webview/en/payment/connector?s=eyJjbGllbnRJZCde

Webview link URL

https://walleto.biapi.pro/2.0//auth/webview/en/payment/connector?s=eyJjbGllbnRJZCde

{
  "ref": "web",
  "state": "None",
  "payment_state": "done",
  "id_payment": "107"
}

Embed a “Pay by Bank” flow in your website or app and automatically generate a payment link with pre-filled transfer details (amount, IBAN...).

Users quickly find their bank : we highlight popular ones and provide a blazzing-fast search experience.

The user is redirected to its bank’s mobile app or website to authenticate.

The bank displays a payment summary and the user validates with biometrics, shortcode or SMS code.

You receive a payment status instantly and redirect the user to your app or website.

"With Powens, we offer a solution for the future with simple and fast payment. Go-live was flawless and everything was up and running in less than one week. We really appreciate the technical and business support that Powens has provided from the start."

Sylvain Bertolus

Founder & CEO, CashSentinel