Payment Solutions

Offer account-to-account
real-time payments

Experience seamless transactions, easy reconciliation, and no beneficiary setup

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Advantages

Real-time payments

Receive payments instantly and enable real-time transactions. Our solution provides payments without the usual 24-48 hours delay in standard SEPA transfers.

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No beneficiary setup in the app

No more need to create beneficiaries. Our solution simplifies the payment process, eliminating the requirement to store beneficiary information every time a payment is made.

Get rid of card limits

Offer more flexible payment limits than traditional debit or credit cards. Your customers can make larger payments without being restricted by their card limits.

Automated bank reconciliation

Transactions are recorded in real-time and can be easily tracked. This streamlines financial flow management and provides enhanced visibility into fund movements. Bank reconciliation has never been easier!

Range of products

Single and Instant Payments

Generate immediate account-to-account payment links.

• Build a single payment link for both SEPA Credit Transfers and SCT Inst in just two API calls.
• Upon bank validation, funds are received in two days for SCT, and within minutes for SCT Inst.
• Get immediate, normalized payment statuses across all banks and geographies.

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Recurring and Scheduled Payments

The best alternative to card and SDD for subscriptions & top-ups.

• Specify an amount, a frequency, and an end date, and our API will generate a payment link instantly.
• Payer validation is collected once for all, and the first payment can follow immediately.
• Instant validation and delivery, no card payment limits, no card expiration.

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Bulk Payments

Trigger multiple SEPA payments to multiple beneficiaries in one go.

• Build a bulk payment link in a few API calls.
• Only one payer validation is required for all payments.
• The easiest way to automate corporate batch payments (payroll, invoices…).

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Powens console

User-friendly configuration of your domains, client applications, webhooks, and connectors. Complete monitoring of connection statuses.

Create an account and let us guide you

Setup a free sandbox in just a few clicks and use the wizard to easily test our API with real-life scenarios.

Configure

Adapt the user flow to maximize success rates. Choose the capabilities and banks to activate.

Monitor

Check bank sync usage and keep an eye on health status reports.

Analyze

Visualize key metrics & trends to optimize your Open Finance experience (amounts, users, conversion rates...).

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"With Powens, we offer a solution for the future with simple and fast payment. Go-live was flawless and everything was up and running in less than one week. We really appreciate the technical and business support that Powens has provided from the start."