Powens is the data and payments infrastructure behind Europe’s leading innovators, helping them build smarter experiences, better UX, and automated operations.
Sync your users’ bank accounts, savings, loans and investments from 1,800+ banks across Europe
Open IBAN accounts and start automating pay-ins & pay-outs. API-first, instant, and available 24/7.
Protect your operations at scale with real-time bank identity checks.
We decided to use Open Banking solutions and bank account aggregation so that the customer connects their account and can then activate automatic roundups. Bitstack, in return, gets read-only access to the user’s account. And once they make a transaction, Bitstack can calculate rounding and invest the spare change in Bitcoin.
Alexandre Roubaud | Co-Founder & CEO of Bitstack
Bank coverage was a key factor in Qonto’s decision to partner with Powens. Each country we operate in has its own banking connection requirements, so when aggregating accounts, we have to ensure compliance with local regulations.
Maxime Champoux | Head of Product
We’ve multiplied the number of onboardings by five, the number of loans by four, and the payments received from our customers by four, either via card or transfer. The default rate of delinquency percentage has also decreased by eight to ten percentage points.
Carmen Sobrecueva | CEO
Several reasons led us to make this choice (Work with Powens), including the coverage offered by Powens’ We’ve seen improvements of over 60%–70% in accounting times, which is a lot. And regarding banking aggregation specifically, we’ve witnessed improvements of up to 50%–60%.
Manel Peralta | Product Strategy Director
More than a tech provider, Powens is the infrastructure behind better finance.
Monthly aggregated accounts
Processed payments in 2025
Processed in payments in 2025
increase in pay-by-bank transactions in 2025 vs 2024
We help businesses tackle complex challenges by combining financial data, insights, and payments to deliver solutions for sectors like Lending, ERP, Wealth Management, Retail Banking, and Cashback.
Powens allows you to access financial data and initiate SEPA payments through a single API. Simplify workflows, automate transactions, and reconcile accounts in real time from a single platform.
Our teams combine technical knowledge with hands-on support, working closely with customers while investing in agentic AI, to anticipate issues and improve the resilience of Powens’ connectors.
The Powens Console gives you a unified view of your financial activity while providing full operational control through real-time connector monitoring, issue logs, and environment management.
From France to Mexico, we combine deep local market knowledge with global infrastructure scale – so your business can grow with confidence.
Get insights on Open Finance, Embedded Payments, and what’s next in financial innovation.