Your trusted
Open Finance partner.

Powens is the data and payments infrastructure behind Europe’s leading innovators, helping them build smarter experiences, better UX, and automated operations.

Who we are

From fintech pioneer to trusted infrastructure partner.

Powens helps you streamline operations, accelerate innovation, and deliver seamless user experiences, without compromising on security or compliance.

300+ clients across banking, fintech, lending, and real estate.
Multi-market presence with 120+ experts across France, Spain, and Mexico.
Profitable and sustainable: built for long-term partnership, not just growth.
ISO 27001 certified, security-first, and trusted by regulators.

Access and aggregate financial data from banks, financial institutions, and third-party providers.
Automate payment workflows, from SEPA payments to Open-Banking payments.
Enhance financial decision-making with real-time, high-quality data, and insights.

Our Products

Harnessing the power of financial data and payments

Financial Data Aggregation

Accounts & Payments

Identity & Fraud Verification

Sync your users’ bank accounts, savings, loans and investments from 1,800+ banks across Europe

Transactions
Access clean transaction data from 1,800+ banks across Europe - daily refreshed.
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Business Transactions
Offer instant bank reconciliation from 1,800+ banks and payment providers across Europe.
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Wealth & Loans
A full picture of users’ finances. Accessed instantly, updated daily.
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Business Wealth & Loans
Connect SMEs debt & treasury investments to boost accounting & cashflow automation.
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Open IBAN accounts and start automating pay-ins & pay-outs.  API-first, instant, and available 24/7.

Accounts & Virtual IBANs
The backbone of your custom payment automation  infrastructure.
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Instant Transfers
Instant SEPA pay-outs for instant experiences.
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Direct Debit
The easiest way to collect recurring payments, automatically.
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Pay by bank
A simpler and faster way to get paid with open banking payments.
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Protect your operations at scale with real-time bank identity checks.

Bank ID Check
Protect your operations at scale with real-time bank identity checks.
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Valitic
Single and batch ownership verification for Spanish IBANs.
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Trusted by industry leaders

Industry Leaders

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We decided to use Open Banking solutions and bank account aggregation so that the customer connects their account and can then activate automatic roundups. Bitstack, in return, gets read-only access to the user’s account. And once they make a transaction, Bitstack can calculate rounding and invest the spare change in Bitcoin.

Alexandre Roubaud | Co-Founder & CEO of Bitstack

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Bank coverage was a key factor in Qonto’s decision to partner with Powens. Each country we operate in has its own banking connection requirements, so when aggregating accounts, we have to ensure compliance with local regulations.

Maxime Champoux | Head of Product

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We’ve multiplied the number of onboardings by five, the number of loans by four, and the payments received from our customers by four, either via card or transfer. The default rate of delinquency percentage has also decreased by eight to ten percentage points.

Carmen Sobrecueva | CEO

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Several reasons led us to make this choice (Work with Powens), including the coverage offered by Powens’ We’ve seen improvements of over 60%–70% in accounting times, which is a lot. And regarding banking aggregation specifically, we’ve witnessed improvements of up to 50%–60%.

Manel Peralta | Product Strategy Director

Why work with us

More than a tech provider, Powens is the infrastructure behind better finance.

5M

Monthly aggregated accounts
6.3M

Processed payments in 2025
€2.7B

Processed in payments in 2025
297%

increase in pay-by-bank transactions
in 2025 vs 2024

Solutions built for your industry

We help businesses tackle complex challenges by combining financial data, insights, and payments to deliver solutions for sectors like Lending, ERP, Wealth Management, Retail Banking, and Cashback.
Data and payments in one place

Powens allows you to access financial data and initiate SEPA payments through a single API. Simplify workflows, automate transactions, and reconcile accounts in real time from a single platform.
Investing in people and quality

Our teams combine technical knowledge with hands-on support, working closely with customers while investing in agentic AI, to anticipate issues and improve the resilience of Powens’ connectors.
Platform Control at Your Fingertips

The Powens Console gives you a unified view of your financial activity while providing full operational control through real-time connector monitoring, issue logs, and environment management.
Local Roots, Global Reach

From France to Mexico, we combine deep local market knowledge with global infrastructure scale – so your business can grow with confidence.